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In 2025, Canada Revenue Agency (CRA) has introduced key updates to benefit payments to ease financial pressure on low- and middle-income Canadians.
From enhanced child benefits to new quarterly credits, these changes target various groups including seniors, low-income families, and newcomers.
Here’s everything you need to know about the five most significant CRA benefit changes in 2025.
1. Canada Child Benefit (CCB) 2025
The Canada Child Benefit (CCB) remains a crucial support system for families with children under 18. In 2025, payment amounts have increased to adjust for inflation and the cost of living.
Eligibility:
- Must be a Canadian resident or a newcomer with 18 consecutive months of residence.
- Valid immigration or residency status required.
Payment Amounts:
- Up to $7,786 annually for children under 6.
- Up to $6,570 annually for children aged 6–17.
- Amounts decrease based on Adjusted Family Net Income (AFNI).
Next Payment Dates:
- May 21, June 20, July 19, 2025.
2. GST/HST Credit Update
The GST Credit continues to offer quarterly tax-free payments for low- and moderate-income households.
Eligibility:
- Automatically assessed upon filing taxes.
- No additional application required.
Payment Amounts:
- Up to $519 per adult.
- $680 for couples and $179 per child under 19.
Next Payment Dates:
- May 3, July 5, October 4, 2025.
3. Advanced Canada Workers Benefit (ACWB)
The ACWB is now being distributed in advance quarterly payments, instead of once a year, offering timely support for low-income workers.
Eligibility:
- Canadians aged 19+, or living with a spouse/child.
- Income thresholds vary by family size and province.
Payment Amounts:
- Up to $1,518 for singles.
- Up to $2,616 for families annually.
Next Payment Dates:
- May 10, July 10, October 10, 2025.
4. Canada Carbon Rebate (CCR)
Formerly known as the Climate Action Incentive Payment, this rebate is now called the Canada Carbon Rebate and includes larger payments to offset rising carbon costs.
Eligibility:
- Available in provinces under federal carbon pricing.
- Additional top-ups for rural residents.
Payment Amounts:
| Province | Max Annual Rebate (Family of 4) |
|---|---|
| Alberta | $1,544 |
| Ontario | $976 |
| Manitoba | $1,160 |
| Saskatchewan | $1,344 |
Next Payment Dates:
- April 15, July 15, October 15, 2025.
5. Ontario Trillium Benefit (OTB)
The OTB combines energy, property, and sales tax credits for low-to-moderate income Ontario residents.
Eligibility:
- Filed 2023 tax return.
- Must be a resident of Ontario.
Payment Amounts:
- Monthly: up to $84.41.
- Annual: up to $1,013 (can be lump sum or monthly).
Next Payment Date:
- January 10, 2025.
CRA Benefit Payment Changes 2025
| Benefit Name | Max Annual Payment | Frequency | Next Payment Date(s) |
|---|---|---|---|
| Canada Child Benefit (CCB) | $7,786 per child | Monthly | May 21, 2025 |
| GST/HST Credit | $519 (single), $680 (couple) | Quarterly | May 3, July 5, 2025 |
| ACWB | $1,518–$2,616 | Quarterly | May 10, July 10, 2025 |
| Canada Carbon Rebate (CCR) | Up to $1,544 (family) | Quarterly | April 15, July 15, 2025 |
| Ontario Trillium Benefit | Up to $1,013 | Monthly/Lump | January 10, 2025 |
How to Apply for CRA Benefits
- Create a CRA My Account – Access and manage all benefits and taxes online.
- File Taxes – Even if income is $0, filing ensures eligibility.
- Submit Required Forms – For example, RC66 for CCB.
- Provide Proof of Residency – Utility bills, lease agreements, or official documents.
The five major changes in CRA benefit payments for 2025 reflect Canada’s ongoing commitment to supporting residents amid rising costs.
From higher family benefits to advanced worker payments and carbon rebates, these updates ensure more timely and targeted financial relief for Canadians.
Stay informed, file your taxes on time, and check your eligibility to make the most of what the CRA offers this year.
FAQs
What if I didn’t receive my CRA benefit payment?
Log into your CRA My Account and use the “Benefit and Credit” section to track the status. Delays may occur due to missing tax filings.
Can newcomers to Canada qualify for these benefits immediately?
Newcomers can qualify after 18 months of residency (with a valid permit), but may apply earlier depending on specific benefit rules.
Do I need to reapply every year for these payments?
Most CRA benefits are automatically recalculated each year after filing taxes, but always verify your eligibility in CRA My Account.