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In 2025, Canada continues to provide financial support to children and young adults under the age of 25 through the Canada Pension Plan (CPP) Children’s Benefit.
This benefit is designed to assist families where a parent or guardian is either deceased or receiving CPP disability benefits, ensuring that dependents have the necessary financial resources for their well-being and education.
Eligibility Criteria for CPP Children’s Benefit
To qualify for the CPP Children’s Benefit, the following conditions must be met:
- Age Requirements:
- Children under 18 years of age.
- Children aged 18 to 25 who are attending a recognized educational institution full-time or part-time.
- Relationship to Contributor:
- Biological child of the CPP contributor.
- Legally adopted by the contributor while under the age of 21.
- Under the care and custody of the contributor while under the age of 21.
- Contributor’s Status:
- The parent or guardian is receiving a CPP disability benefit.
- The parent or guardian has passed away and met the CPP contributory requirements.
For children aged 18 to 25, proof of school attendance is required to continue receiving benefits.
Benefit Amounts for 2025
The CPP Children’s Benefit provides a monthly flat-rate payment, adjusted annually. For the year 2025, the benefit amounts are as follows:
| Category | Monthly Amount (2025) |
|---|---|
| Children under 18 years | $301.77 |
| Children aged 18–25 (full-time students) | $301.77 |
| Children aged 18–25 (part-time students) | $150.89 |
These payments are intended to assist with the child’s living and educational expenses.
Payment Schedule for 2025
The CPP Children’s Benefit is disbursed monthly. The scheduled payment dates for 2025 are:
| Month | Payment Date |
|---|---|
| January | 29th |
| February | 26th |
| March | 27th |
| April | 28th |
| May | 28th |
| June | 26th |
| July | 29th |
| August | 27th |
| September | 25th |
| October | 29th |
| November | 26th |
| December | 22nd |
Payments are typically deposited directly into the beneficiary’s bank account on these dates.
Application Process
For Children Under 18:
- The parent or guardian should apply on behalf of the child.
- Applications can be submitted online through the My Service Canada Account (MSCA) or by completing the paper form ISP1152.
For Children Aged 18 to 25:
- The child must apply themselves.
- They need to complete the ISP1402 form and provide proof of school attendance.
It is essential to apply as soon as possible, as retroactive payments are limited to 12 months.
For more detailed information and to apply for the CPP Children’s Benefit, visit the official Government of Canada website: www.canada.ca.
FAQs
Can a child receive the benefit if they are studying part-time?
Yes, children aged 18 to 25 attending a recognized school or university part-time are eligible to receive half of the full benefit amount, which is $150.89 per month in 2025.
What happens if the child stops attending school?
If a child aged 18 to 25 ceases to attend school full-time or part-time, they are no longer eligible for the benefit, and payments will stop the month after school attendance ends.
Are the benefit amounts taxable?
No, the CPP Children’s Benefit is not considered taxable income.