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With housing costs climbing across the country, the Government of Canada has rolled out a $430 one-time rent relief payment for low- and moderate-income renters in 2025.
This federal housing benefit enhancement is aimed at residents struggling to afford their rent despite earning employment or pension-based income.
The payment is part of the broader Canada Housing Benefit (CHB) program and will begin disbursing in July 2025. Here’s everything you need to know about eligibility, application steps, payment timelines, and required documents.
What Is the $430 One-Time Rent Relief?
The $430 rent relief is a non-taxable, claim-based payment provided by the federal government through the Canada Revenue Agency (CRA) in collaboration with provincial housing departments.
It is not a recurring benefit, but a special payment designed to help renters with overdue payments, emergency housing needs, or mounting rent pressure caused by inflation.
Key Details at a Glance
| Aspect | Details |
|---|---|
| Payment Amount | $430 (flat-rate per approved renter) |
| Program Name | Canada Housing Benefit – One-Time Top-Up |
| Disbursement Start Date | July 8, 2025 |
| Application Period | July 1 – October 31, 2025 |
| Administered By | CRA in partnership with provinces |
| Method | Direct deposit or cheque upon approval |
Eligibility Criteria for the $430 Canada Rent Relief
To be eligible for the 2025 one-time rent support, you must meet all of the following:
- Be a Canadian resident aged 15 or older
- Have filed your 2024 tax return
- Net income below $35,000 (individual) or $55,000 (families)
- Paid 30% or more of 2024 income on rent
- Be a current renter (provide lease/rent agreement)
- Not receiving fully subsidized or employer-covered housing
Eligible Living Situations:
- Apartments, basement units
- Mobile homes and trailers
- Rooms in shared accommodations
- Rent-paid homes not under full subsidy
This benefit is intended to reach renters at risk of eviction, those living paycheck to paycheck, and households with little to no savings.
How to Apply for the One-Time Rent Relief
Unlike other automatic federal payments, this $430 rent payment requires an application.
Step-by-Step Guide:
- Log in to your CRA My Account
- Go to “Rent Relief – 2025” under the Benefits section
- Enter:
- Monthly rent amounts from 2024
- Your landlord’s name and address
- A scanned lease or rental agreement
- Upload required documents (PDF or image)
- Submit and await CRA processing (5–10 business days)
- Payment sent via direct deposit or cheque
If you don’t have internet access, apply via the CRA Rent Relief Call Line: 1-800-959-8281.
When Will the $430 Rent Payments Be Sent?
Disbursements begin Monday, July 8, 2025, and will continue on a weekly basis throughout July and August.
Payment Timeline
| Event | Date |
|---|---|
| Application Opens | July 1, 2025 |
| First Payments Disbursed | July 8, 2025 |
| Final Application Deadline | October 31, 2025 |
Note: Payment is a flat rate – location or city does not affect the amount.
Why This Relief Is Essential in 2025
With average rent in major cities like Toronto and Vancouver exceeding $2,000/month, many Canadians are financially stretched. This one-time rent relief serves several important purposes:
- Helps cover late rent
- Assists with security deposits for lease renewals
- Prevents evictions
- Catches up on utility and housing arrears
In 2024, waitlists for affordable housing surged, and this payment helps reduce that strain while supporting stability.
The $430 Canada One-Time Rent Relief offers direct, much-needed assistance for renters across the country who are struggling to afford basic housing in a high-inflation environment. If you meet the criteria, act fast to apply and claim your benefit.
This support won’t solve long-term affordability—but it could make the difference between stability and eviction for thousands of Canadians in 2025.
FAQs
Who is eligible for the $430 rent relief in Canada?
Canadian residents aged 15+, with 2024 net income under $35,000 (individuals) or $55,000 (families), and who spent 30%+ on rent.
How do I apply for the rent payment?
Apply through CRA My Account by submitting income, rent, and lease details. Alternatively, call the CRA Rent Relief line.
When will the rent relief be paid?
Payments begin July 8, 2025, and continue weekly until all approved applications are fulfilled. Deadline to apply is October 31, 2025.