Kim
Millions of Canadians rely on regular payments from programs like the Canada Pension Plan (CPP), Ontario Disability Support Program (ODSP), Canada Child Benefit (CCB), and GST/HST Credit to manage their monthly expenses. Knowing exactly when you’ll be paid in 2025 is key to budgeting and planning effectively.
This article breaks down the confirmed and expected payment dates for all four benefits in 2025, with detailed tables for each.
Canada Pension Plan (CPP) – 2025 Payment Dates
The CPP is a monthly retirement or disability benefit paid to Canadians who have contributed to the plan. Payments are made on the third-last business day of each month.
CPP Payment Schedule 2025
| Month | Payment Date |
|---|---|
| January | January 29 |
| February | February 26 |
| March | March 27 |
| April | April 28 |
| May | May 28 |
| June | June 26 |
| July | July 29 |
| August | August 28 |
| September | September 25 |
| October | October 29 |
| November | November 26 |
| December | December 23 |
Ontario Disability Support Program (ODSP) – 2025 Payment Dates
The ODSP provides financial support to eligible residents of Ontario with disabilities. Payments are typically issued on the last business day of the month.
ODSP Payment Schedule 2025
| Month | Payment Date |
|---|---|
| January | January 31 |
| February | February 28 |
| March | March 31 |
| April | April 30 |
| May | May 30 |
| June | June 28 |
| July | July 31 |
| August | August 30 |
| September | September 30 |
| October | October 31 |
| November | November 29 |
| December | December 31 |
Canada Child Benefit (CCB) – 2025 Payment Dates
The CCB is a tax-free monthly payment to eligible families with children under 18. It helps cover childcare, school supplies, and other essentials. Payments are typically made around the 20th of each month.
CCB Payment Schedule 2025
| Month | Payment Date |
|---|---|
| January | January 20 |
| February | February 20 |
| March | March 20 |
| April | April 18 |
| May | May 20 |
| June | June 20 |
| July | July 19 |
| August | August 20 |
| September | September 20 |
| October | October 18 |
| November | November 20 |
| December | December 13 |
GST/HST Credit – 2025 Payment Dates
The GST/HST Credit is a quarterly tax-free payment designed to assist low- and modest-income individuals and families. Payments are generally sent out every three months.
GST/HST Credit Payment Dates 2025
| Quarter | Payment Date |
|---|---|
| Q1 | January 5 |
| Q2 | April 4 |
| Q3 | July 5 |
| Q4 | October 4 |
Key 2025 Payment Dates by Benefit
| Benefit | Frequency | Next Payment Dates |
|---|---|---|
| CPP | Monthly | May 28, June 26, July 29 |
| ODSP | Monthly | May 30, June 28, July 31 |
| CCB | Monthly | May 20, June 20, July 19 |
| GST/HST | Quarterly | July 5, October 4 (Next Cycles) |
How to Prepare for Your Payments
To make sure you get your payments on time:
- Set up direct deposit through your MyAccount portal.
- Keep your address and banking details updated.
- File your tax return every year, even if you have no income, to maintain eligibility.
- Track dates using calendar reminders to avoid missed budgets.
Knowing your 2025 CRA and provincial payment dates for CPP, ODSP, CCB, and GST helps you stay in control of your finances.
With payments scheduled across the year, staying organized ensures you never miss out. Always review your tax and personal info regularly to keep your payments on track.
FAQs
What happens if my payment is late or missing?
If your benefit payment hasn’t arrived within five business days of the scheduled date, check your account info and contact the appropriate benefit office for support.
Do I need to reapply every year for CCB or GST/HST?
No reapplication is needed, but you must file your taxes annually to stay eligible for automatic payment assessment.
Can I receive more than one benefit at once?
Yes, you can receive CPP, CCB, ODSP, and GST/HST credits concurrently if you meet all eligibility criteria.