Millions of Americans receiving Social Security Disability Insurance (SSDI) or retirement benefits are set to receive payments of up to $4,018 through direct deposit in May and June 2025.
These payments, adjusted for the 2.5% Cost-of-Living Adjustment (COLA) effective January 2025, aim to support beneficiaries amid rising living costs.
Understanding Benefit Amounts
The amount each beneficiary receives varies based on factors such as retirement age and work history. Here’s a breakdown of the maximum monthly benefits for 2025:
| Benefit Type | Maximum Monthly Amount |
|---|---|
| SSDI or Retirement at Full Retirement Age (67) | $4,018 |
| Retirement at Age 70 | $5,108 |
| Retirement at Age 62 | $2,831 |
To qualify for the maximum benefit, individuals must have:
- Worked for at least 35 years
- Earned the taxable maximum each year
- Paid Social Security taxes throughout their employment
Payment Schedule for May and June 2025
The Social Security Administration (SSA) schedules payments based on beneficiaries’ birth dates:
| Birth Date Range | May 2025 Payment Date | June 2025 Payment Date |
|---|---|---|
| 1st–10th | May 14 | June 11 |
| 11th–20th | May 21 | June 18 |
| 21st–31st | May 28 | June 25 |
Beneficiaries who began receiving benefits before May 1997 or those receiving both SSI and Social Security will receive payments on:
- May 2, 2025
- June 3, 2025
Supplemental Security Income (SSI) Payments
For SSI recipients, the payment schedule is as follows:
- May 1, 2025: Regular SSI payment
- May 30, 2025: June SSI payment (issued early since June 1 falls on a Sunday)
The maximum federal SSI benefits for 2025 are:
| Recipient Category | Maximum Monthly Amount |
|---|---|
| Individual | $967 |
| Eligible Couple | $1,450 |
| Essential Person | $484 |
The upcoming Social Security payments in May and June 2025 provide crucial financial support to retirees and individuals with disabilities.
By understanding the payment schedule and eligibility criteria, beneficiaries can effectively plan their finances.
For personalized information, always refer to your mySocialSecurity account or contact the SSA directly.
FAQs
How can I check my exact benefit amount?
You can view your benefit details by logging into your mySocialSecurity account.
What should I do if I don’t receive my payment on the scheduled date?
Wait three additional mailing days. If the payment still hasn’t arrived, contact the SSA at 1-800-772-1213.
Can I receive both SSDI and SSI benefits?
Yes, if you qualify for both programs. SSI can supplement SSDI benefits for individuals with limited income and resources.